No matter what they are considered, it should be a responsible individuals decision how they transport their firearms. You choose to be hyper-careful, and I take no issue with that. I live in Texas, and I raise cows, have a few lease places, and an old model 94 that rides in my front seat at all times, nothing in the chamber, but the magazine is full. If I had it locked away as you do, those chance encounters with coyotes and hogs would work out in their favor more frequently than they currently do.
My point is, its not a one size fits all world, and just because its how you do it doesn't mean it's the way it should be done for everyone. That's the stance our opponents take...we should not.