Retired

When the day finally comes

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Bowhntr6pt said:
One good thing about my TriCare Military coverage, which has been free since I retired, it will automatically convert to TriCare for Life when I start Medicare, which pays what Medicare doesn't.

I've received a lot of great feedback from other military retired folks who say they are paying ZERO out of pocket since their TriCare converted and they went on Medicare. Downside is you must have Medicare and that you have to pay for... a catch 22 if you will.

I have to have Medicare in order for my Tricare to convert, that means I'll pay out of pocket for coverage (Medicare) since retiring from the military. That wasn't the deal I made with Uncle Sam over forty-five years ago... my medical was supposed to be part of my retirement benefits, but with the way it is now, I'll be coming out of pocket for the first time since 2001. Sucks but that's life and at least I have about the best coverage one could ask for.
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That Medicare catch 22 is something so many of us deal with and it just plain stings after everything we put in. You held up your end of the bargain for 45 years and it feels like the goalposts moved on you. That said, coming out of pocket for Medicare and still ending up with near zero out of pocket overall is honestly a pretty solid deal compared to what most civilians are dealing with. Hang in there brother, you earned every bit of that coverage
 
timflexa said:
That Medicare catch 22 is something so many of us deal with and it just plain stings after everything we put in. You held up your end of the bargain for 45 years and it feels like the goalposts moved on you. That said, coming out of pocket for Medicare and still ending up with near zero out of pocket overall is honestly a pretty solid deal compared to what most civilians are dealing with. Hang in there brother, you earned every bit of that coverage
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It's a GREAT deal despite having to pay. I don't feel so bad after a co-worker who isn't retired military showed me what he's going to have to pay to keep insurance after he retires about the same time as I do.
 
Medicare is way more affordable than anything I had when working & especially obamacare

Get an advantage plan -and find a good agent to help you sort that out. We both haev Healthsprings this year. No extra ocst & it has good dental & full vision

It costs $203 / month, taken fro your SS payment, for mediacre part B. My wife had a full knee replacement this spring, our total cost was under $600. $295 to the hospital, $10 copays for orthopedist office visits. 3 weeks on in home physical theray had no copay, the next 3 weeks she had to go to them & that was $20 each time.

And that was it

I recently had hernia surgery. $295 to the hospital, $10 copay for one surgeon office visit. That's it
 
Thing about a medicare advantage plan(MAP) is the insurance companies can deny anything they want to, especially if its a big cost item - it happened to me.
The MAPs are middle men taking big profit from the government payments that are higher than the cost of your care.
Straight medicare with a good gap plan (G,N) covers more.
 
Stu Farish said:
My exciting event of the day was to see not one, but TWO hummingbirds for about 20 seconds.

Starting to think maybe Logan's Run was onto something: live like royalty & then at a certain age just fly into the bug zapper
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Know the drill, Stu. No humming birds @ 14th floor level but do have three falcons a couple of hawks and an occasional buzzard perform for us. High point of my day is watching those falcons fold their wings and go into a power dive from about 19th floor until they disappear somewhere around the 5th. Don't know how those suckers make a living in the city; they wouldn't dare land on the freeways to take advantage of any road kill.

Tried to get some pictures of them but the limited field of view through our windows + the problems of trying to negate the reflection through the glass really limits success.
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I've found being retired to be a blessing and a humbling experience. I anticipated being able to "get by" with my retirement income and I was okay with that, after crunching some numbers. After I retired, I had several things happen that made it far better than I ever imagined. :cool:

I definitely have to keep moving, not sitting around and doing nothing. It's not good for my mental and physical health.
Traditional archery eats up a lot of my time, finding new ways to climb trees (saddle hunting) and traveling....a little. I attend a lot of traditional archery events and found that group of people to be easy to get along with and always kind and helpful. :)

I wanted to retire as soon as I was eligible, because I've watched a number of people not live long enough to retire....or retire and die within a year. I feel blessed to have my health, so that I can enjoy all that I have worked for, all my life. 💯
 
hm1996 said:
Know the drill, Stu. No humming birds @ 14th floor level but do have three falcons a couple of hawks and an occasional buzzard perform for us. High point of my day is watching those falcons fold their wings and go into a power dive from about 19th floor until they disappear somewhere around the 5th. Don't know how those suckers make a living in the city; they wouldn't dare land on the freeways to take advantage of any road kill.

Tried to get some pictures of them but the limited field of view through our windows + the problems of trying to negate the reflection through the glass really limits success.
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Well Clarence, if memory serves me your flock is growing. You spoke of a single hawk when you first moved in.
 
Yes it is, Mike. I've seen up to three falcons at a time and two what I thought were red tailed hawks, but a resident bird watcher told me they are Swanson's hawks which he said are a bit smaller than the red tailed hawk; two buzzards at a time so there are at least that many around. I'm sure there are a lot more than that as we are located at one corner of Memorial Park which is
1500 acres. Drove through it once just to see what it looked like and it is mostly undeveloped save for a golf course and polo field (to my knowledge). Map shows a bunch of trails throughout the park. When the weather cools off a bit I plan to get over there and see if I can get a response from a coyote or two just so I don't forget what they sound like. :ROFLMAO:
 
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