Fwiw, the only time I ever really wanted my pistol off duty was in Denver, not the best part of Denver. Friend and I were walking into a gas station, van hits the parking lot at about 50 and locks up the brakes right in front of us as the side door is sliding open, maybe 10 feet away from where we stand. I count 6 through the windows, all less than 25 years.
I'm wearing a leather jacket, right palm catches the zipper as I sweep it out of the way, stepping into the threat as I move. I feel my front sight breaking leather (kydex really) as the door locks back and his leg is clearing the van. Out of the corner of my eye I see my buddy in full on deer in the headlights mode.
Guy in the van leans out "you guys want to buy a stereo?"
Pistol slides back in, clicks home and he never knew what was coming out(stepped into full weaver) They get told no an leave at crazy speed even though they had so e decent gear for only $50. My friend finally thaws and tells me he was pretty sure we were dead. I tell him that one way or another things were about to get really noisy and we continue our trip. His words, even though it ended up being a non issue, " I am so [beeep] glad you are what you are"
Beyond that, carried all over and besides knowing the weight was there, never felt the need. Only really drew on duty 2 or 3 times in a decade.