First off I dont have any savage rifles at this time. But a HMR may be in my future in a savage. I own several rugers. Never had a problem with moa accuracy. I have a mk II target in .220 swift thats scary accurate even with factory ammo. A m77 in .308 that shoots and handles great. A 77/22Hornet I love that micro action, and it shoots good for a hornet, And my favorite for deer and black bear a m77 compact stainless laminate in .260. Its light and fast and very accurate.
I wont knock a savage. I've never owned one. But I dont care for how they look and feel. If they are as accurate as everyone says I may choose one with the accu trigger for my HMR when I do get one. On the other hand I will stand up for Ruger. For the price its great quality. The main complaint I hear of them is the trigger pull. Well unless your shooting compitition with this hunting rifle, then the trigger is fine. A ruger is just that, a fine hunting rifle. Never had a problem with a trigger pull. Never had a problem with the accuracy, just like all rifles you have to find the ammo it likes.
It seems Ruger puts a little extra in the looks and tuffness department, where savage puts more into the accuracy with that accu trigger. Both at a very easy price. I'd say if you want to split the difference, and have a little of both, take a look at the CZ's. You get a beautiful rifle, nice fit, and very accurate ( most accuracy problems with them i hear can be fixed by hogging out the stock a bit if needed) , and the one that I have in .17 rem has a set trigger that is so light after useing so many rugers, it catches me by surprise still when it goes off.